judecorp: (lost control)
judecorp ([personal profile] judecorp) wrote2006-11-15 07:26 pm
Entry tags:

Stress

This whole house-buying thing is really getting to me. It seems like every day I find out about some new hitch or worse, some new expense. $500 here and $1000 there doesn't seem like so much when you're talking about the expense of a house, but when I am dropping pretty much a major majority of the money I own on housing us, the little bits add up and I start having to configure in my head: Do I buy title insurance or a washing machine? Can I afford X or do I need a sofa? I just want to cry all the time.

Thankfully the closing is on Monday and one way or another it will be over. But I am NOT thrilled with the process. I don't like that the lawyer e-mails Jen without CCing me. And I don't like that we're supposed to make a decision about title insurance and yet no one has mentioned such a thing before. And I don't like that I am paying HUGE sums of money and yet it is not enough, there is more money to be paid and then there needs to be some furniture and a washer/dryer and the furnace repair and wallpaper removed and the dishwasher installed and the homeowners insurance pre-paid for a year (that was the other day's surprise) and on and on and on.

It's far too much for me.

[identity profile] judecorp.livejournal.com 2006-11-17 12:53 am (UTC)(link)
It's pretty standard around here to have a real estate lawyer. I didn't know that wasn't the case in Ohio. I have never known anyone here that doesn't hire a real estate lawyer to go over paperwork and stuff. As for the realtor, yeah, I've never been jazzed about our realtor but Jen liked her, so I guess that's half the battle.

I don't know if the laws vary by state in terms of title insurance, but we're sue-happy here in MA so I wouldn't be surprised if it was.