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Scary claims
Mar. 2nd, 2006 09:38 pmI was looking up my medical claims online with my insurance company to make sure my fertility consult had been paid. (It had.) I also noticed the claim for all of the bloodwork the fertility clinic had me get: tests for HIV, chlamydia, syphyllis, HPV, gonorrhea, other things like that; genetic testing for cystic fibrosis and Tay-Sachs (I thought it was only common among Ashkenazi Jews but apparently it is also an issue for French Canadians and my mother is of distant French-Canadian ancestry as far as I know); some other stuff I don't remember. They took 6-8 vials of blood /and/ a urine sample that day. It was insane!
So I noticed online that the lab charged the insurance company $1500!! And that the insurance company has paid about $250. The most expensive test was $330 (probably the Tay-Sachs) and the insurance company says it's not covered. They also said that I am not responsible for the bill if the billing source did not tell me that it might not be covered and make me sign some sort of paperwork saying I would pay anyway. And now I'm trying to remember.
I don't know if I signed anything saying that I would pay for anything the insurance didn't pay. I know that the doctor said he wasn't sure if the insurance company would cover the Tay-Sachs test but HE didn't make me sign anything... but I don't know if I had to sign something at the blood lab. I mean, I signed so many things that day!
Argh. My insurance policy says that Tay-Sachs testing is covered for Jewish or French-Canadian descent. I guess if I /do/ get a bill from the blood lab (which I haven't yet), I can just plead Canuck.
Freaking insurance.
So I noticed online that the lab charged the insurance company $1500!! And that the insurance company has paid about $250. The most expensive test was $330 (probably the Tay-Sachs) and the insurance company says it's not covered. They also said that I am not responsible for the bill if the billing source did not tell me that it might not be covered and make me sign some sort of paperwork saying I would pay anyway. And now I'm trying to remember.
I don't know if I signed anything saying that I would pay for anything the insurance didn't pay. I know that the doctor said he wasn't sure if the insurance company would cover the Tay-Sachs test but HE didn't make me sign anything... but I don't know if I had to sign something at the blood lab. I mean, I signed so many things that day!
Argh. My insurance policy says that Tay-Sachs testing is covered for Jewish or French-Canadian descent. I guess if I /do/ get a bill from the blood lab (which I haven't yet), I can just plead Canuck.
Freaking insurance.
